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Greece · income year 2026

Greece salary calculator: gross to net

Enter your gross salary and see what you actually keep. The reformed 2026 brackets, full calculation shown, nothing hidden.

Gross salary
€
Net per year
€0
about €0 per month, averaged over 12
social security income tax net

The full calculation, step by step

Most calculators give you one number and no explanation. Here is exactly how your figure above is built, in the order Greek payroll applies it.

How your income fills the reformed 2026 brackets

Greek income tax is progressive, and 2026 brings the reformed scale with lower middle rates and a new 39% band. Here is how far your taxable income reaches.

Understanding a Greek payslip

EFKA contributions come first, 13.87% of gross. They cover pension, health and supplementary insurance, capped at a salary of about €7,572 a month. Contributions are deductible, so tax applies to what is left.

Then the reformed 2026 scale. After the 2025 reform: 9% up to €10,000, then 20%, 26%, 34%, a new 39% band to €60,000, and 44% at the top. The middle rates dropped by two points compared with the old scale, a meaningful cut for average salaries.

Then the employee tax credit. A credit of €777 for a childless employee, phasing out by €20 per €1,000 of taxable income above €12,000. Families with children get larger credits, which this single-person calculator does not include.

Salaries are paid 14 times. Greek private-sector employees receive a Christmas bonus (one month), an Easter bonus (half) and holiday pay (half) on top of 12 salaries. The toggle above includes them. Greece also runs a 50% income exemption for qualifying new tax residents, which the Fireplot planner models.

If you are searching in Greek, this is the gross to net salary calculator (kathara apo mikta) for Greece, using the same official rates.

Accuracy and assumptions

This calculator assumes: a single resident employee with no children, and income year 2026 parameters (EFKA employee share of 13.87% capped at €90,871 a year, the reformed brackets of 9% / 20% / 26% / 34% / 39% / 44%, the €777 employee credit with its phase-out). It excludes the new-resident 50% exemption regime, child credits, and the special solidarity contribution (abolished for private-sector income). Your payslip will differ slightly; treat this as a close estimate, not payroll advice. The same engine powers the country comparisons on Fireplot.

Frequently asked questions

How is net salary calculated in Greece in 2026?

EFKA contributions of 13.87% come out of gross first and are deductible. The reformed scale then applies: 9% up to 10,000 euros, 20% to 20,000, 26% to 30,000, 34% to 40,000, 39% to 60,000 and 44% above. A tax credit of 777 euros for a childless employee is subtracted, phasing out above 12,000 euros of taxable income.

What changed in the Greek tax scale for 2026?

The 2025 reform cut the middle rates by two points from 2026: the 22% band became 20% and the 28% band became 26%, the 36% band became 34%, and a new 39% band now covers 40,000 to 60,000 euros before the top 44% rate.

What are the 13th and 14th salaries in Greece?

Private-sector employees receive a full month as a Christmas bonus, half a month at Easter and half a month as holiday pay, totalling 14 salaries a year. The toggle above includes them in the annual figure.

Does this calculator include the new-resident 50% exemption?

No. Greece exempts 50% of employment income for up to seven years for qualifying individuals who move their tax residence to Greece and take up local employment. If you qualify, your net will be substantially higher than shown here. The Fireplot planner models this regime.

How does the employee tax credit work?

A childless employee gets a credit of 777 euros against the computed tax. Above 12,000 euros of taxable income it shrinks by 20 euros for every additional 1,000 euros. With children the starting credit is higher (900 euros and up).

Which rates does this calculator use, and are they current?

It uses the reformed 2026 brackets, the 13.87% EFKA employee share with the 2026 ceiling, and the statutory credit formula. Rates are reviewed when the Greek tax authority publishes changes.

Now see what you would actually keep elsewhere

Fireplot compares your income after tax, social security, rent and living costs across 23 countries, using the same engine as this calculator, and shows the age you could reach financial independence in each one.

Compare your net across countries